0% introductory APR for 21 months on Stability Transfers on steadiness transfers: One of many longest introductory intervals on steadiness transfers we have come throughout, you will get a 0% intro APR on the steadiness transferred for a full 21 months on Stability Transfers, which suggests you’ll have virtually two years to repay your steadiness.
0% introductory APR for 12 months on Purchases on purchases: You will additionally get a 0% intro APR on new purchases for the primary 12 months on Purchases. It is a useful perk in the event you plan on shopping for something with the cardboard.
Select your fee due date: A bit flexibility can go a good distance with regards to managing your funds. The cardboard helps you to select from any accessible fee date, whether or not it is to start with, center, or finish of the month. That manner, you may arrange computerized funds which are aligned together with your paycheck.
No late charges: Some of the distinctive perks is that there aren’t any late charges, ever. Whilst you ought to at all times pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged in the event you do slip up and miss a fee.
No penalty APR: Should you miss some funds, most bank cards will improve your rate of interest to their penalty APR. The Citi Simplicity® Card by no means fees a penalty charge, so your APR is not prone to rising as a result of late funds.
No annual payment: This card comes with no annual payment, which is a vital characteristic in case your purpose is to repay debt.
